Visa Casinos PennsylvaniaVisa is one of the fastest and safest ways to fund your online casino gaming in Pennsylvania when the transactions successfully go through. There remain some real pain points when using Visa because a lot of US financial institutions are still declining online gambling transactions, even in regulated states such as Pennsylvania. It’s not the casino sites but rather your financial institution. Success rates are still around 50%, and that's why we always recommend good alternatives for players, which we will detail below. So, let's explore some of the best casino sites and discuss the options if you want to make your first payment.
How We Picked the Best Visa Casinos in PA
It can be hard finding online casinos that successfully take Visa. That's why we do the legwork for you. Our team of experts here at TopPACasinos.com thoroughly tests every casino to make sure it's right for you. Here's what we look for:
Fast and Reliable Payments: Casinos accepting Visa should provide quick deposits with zero fees and no hassle.
Alternative Visa Payment Options: Visa credit cards aren't always an option at PA casinos. That's why we check to see if a prepaid Visa card is accepted, or whether you can use a reliable e-wallet such as PayPal or a virtual prepaid card such as Play+.
Good Customer Support: Every Visa casino should come with expert customer service. You should be able to speak to someone 24 hours a day in case there's a problem with your Visa transaction or games.
Great Bonuses and Promotions: At the top Visa casinos, you can claim amazing bonuses just by using your card. Earn a welcome bonus when you open an account, or join a VIP or loyalty program and get cash back and other perks.
Amazing Slots and Games for Real Money: At a prepaid Visa casino site, or a site accepting credit cards, you can play the latest video slots and casino games. We check every casino lobby to study the range of online slots and table games available.
What is Visa?
Visa is a US payments technology company that started out in 1958. It now has millions of customers around the world. Visa cards make it possible for consumers and companies to move funds from their checking and savings accounts to pay for services and goods.
Since online gambling first appeared in the US, Visa has been one of the most popular forms of payment. Casino players can rely on quick transactions and top-level encryption on their payments – when they work, of course.
Visa issues both debit and credit cards to institutions across the USA. They charge a fee to banks for use of their cards, which is sometimes passed on to the consumer.
Since UIGEA (Unlawful Internet Gambling Enforcement Act of 2006) passed, Visa removed its services from many US-facing online casinos and gambling sites. Even though online gaming has been legalized in a handful of US states (with more to come), some banks that use Visa still won't approve casino deposit requests.
If you can successfully use your Visa, you can deposit as little as $10 and claim a welcome bonus when you make your first transaction. At TopPACasinos.com, we only rate and review the very best online casinos that take Visa. Our experts have their fingers on the pulse of the fledgling Pennsylvania online gambling industry.
Types of Visa Cards Available for Casino Payments
Visa now provides a range of card services which can be used at PA online casinos. Here's a quick look at some of the best Visa options.
Visa Credit Card
Used for: Deposits only
With a Visa credit card, you can borrow money up to a set limit. A monthly interest rate is charged if you owe any money after the payment cycle. You will also have to pay a cash advance fee when you use your credit card for online gambling. This is usually around 2.5-3%.
Visa Debit Card
Used for: Deposits only
A Visa debit card lets you move cash direct from your US checking account. The service is free, but about a dozen US banks and financial institutions will not approve Visa debit transactions for online gambling.
Visa Prepaid Card
Used for: Deposits and withdrawals
At TopPACasinos.com, the Play+ virtual prepaid card (and other prepaid cards) allows you to transfer cash using your Visa card onto the card. You can then spend the money freely at the online casino. A prepaid card accepting Visa has a much higher acceptance rate at US casinos. With some Visa prepaid cards you can make withdrawals of your winnings at an ATM. Check with your card issuer to make sure ahead of time.
Visa Gift Card
Used for: Deposits only
The Visa Gift Card is a prepaid card that comes with a fixed amount on it. You can't reload a Visa Gift Card but it is a good alternative for use at any casino that accepts Visa.
How to Deposit at Online Casinos Using Visa Cards
It's easy to make payments at online casinos like Unibet that accept Visa. You will need a valid Visa card and enough funds to complete the transaction. But payments are often instant, and the casino won't charge a fee. Here's a step-by-step guide to making payments at the best Visa casinos.
Register your Visa card: First, you will need to register the Visa card with your online casino. You can do this the first time you make a deposit. Save your card details in the online cashier and you won't have to enter the number again the next time you log on. The addresses on your online gaming account and your Visa card must match. Otherwise, the casino may decline any payment request.
Enter your Visa number and security code: Now, type in the long number on the front of your card, plus the 3-digit CVV code on the back. You will also need the expiration date of the card and your account password.
Enter the deposit amount: In the box provided, enter the amount you want to deposit. Casinos accepting Visa have different limits, so check ahead of time. It's common for a PA casino to allow deposits from around $10/20 up to $25,000, but the range can vary.
Using Verified by Visa: Once you're ready, hit the Submit button. Funds will be added to your gambling account instantly. Some deposits may be processed using Verified by Visa. This an added level of encryption provided by Visa. You may have to enter a passcode to complete the transaction. You can set up Verified by Visa for free through your card provider.
Benefits of Using a Visa Card at Online Casinos
Visa casinos come with a range of benefits. You can make fast payments every time and enjoy top-end encryption on all transactions. Here are some top benefits of using Visa as a payment option for your online gambling.
The Best Card Security: Visa uses the latest data field encryption to protect all its payments. It's good to know you can make deposits and play games without worrying about your funds.
Wide Range of Deposit Limits: Many online casinos that accept Visa let you deposit as little as $10-20. But the upper limits can be as high as $10,000-$25,000. Visa is the perfect option for casino players of all budgets.
Instant Deposits at Online Casinos: Visa card payments are often instant. You can access your money right away.
Low Fees Every Time: PA Visa casinos will rarely charge you for using your debit or prepaid card. In general, bank fees are only applied if you use a Visa credit card as a payment option.
Prepaid Visa Casino Cards are Accepted: You can also fund a prepaid Visa card using your existing debit or credit card. The approval rates for prepaid cards such as Play+, which was created for just this purpose, are much higher than regular credit cards.
Potential Risks Using Visa Cards at Online Casinos
While Visa is secure and safe, there can be a few pitfalls. If available, our TopPACasinos team recommends you use a prepaid card such as Play+ instead. You know it will work and you can use your Visa card to top up your account. You can also use it to access your winnings quicker.
Declined Online Payments: Some US banks that issue Visa cards still won't approve card payments for gambling transactions. In 2020, there is a handful of banks that will action your deposit request. These include HSBC Bank USA, PNC, SunTrust and Bank of America.
Acceptance rates for Visa credit and debit cards in the US are still about 30-50%. We therefore recommend you use a prepaid Visa casino card where possible if you are committed to using Visa as a payment method.
Charges and Fees: In general, Visa casinos in Pennsylvania won't charge a fee when you use your card. However, your card provider may add on a charge. Typically, Visa credit card fees are about 2-3% of the deposit amount. You will also be charged a small fee when you cash out from an ATM with your Visa prepaid card.
Slow Withdrawal Times: Even the best casinos accepting Visa will offer slow cash-out times. Legal PA casinos will usually add a processing period on to any withdrawal request. That means you could be waiting 4-5 business days to get hold of your Visa funds.
How to Choose the Best Visa Casino
At TopPACasinos.com, our job is to build trust with gamblers in Pennsylvania. That's why we always register at every legal online casino and deposit our own cash. We test payout times and will contact customer support with a range of queries.
And when it comes to slots and casino games, we always do a full check on what titles are available. We'll also opt in to a range of promotions to ensure the wagering requirements are fair and achievable. It's important to choose the right Visa casinos. Grab your card and start your journey off the right way today.
Can I use Visa at all online casinos?
- Visa debit and credit cards aren't currently accepted at every PA casino. However, you can often use Visa to fund a PayPal account or prepaid card.
Are there any fees using Visa?
- Casinos will not charge for Visa card deposits. However, your bank may add on fees when you transfer cash to your gambling account. Visa credit card fees are usually around 2.5%-3% of the balance.
Can I still get my casino bonus using Visa?
- Online casinos that take Visa will also let you use your card to claim a welcome bonus or promotion. Make a deposit with your Visa card and start playing eligible games for real cash.
What happens if I have insufficient funds using Visa?
- Your Visa deposit will be declined if you don't have enough credit available on your credit card or in your checking account.
How much can I deposit per day with Visa?
- Deposit limits vary at different online casinos that take Visa. Typically, you can deposit from around $10-20 up to $25,000 per day.
Can I withdraw using Visa cards?
- Most legal PA casinos won't allow withdrawals using Visa. However, you can cash out using a prepaid card, then withdraw funds at an ATM.
Why is my Visa card getting rejected at online casinos?
- After online gambling was banned in the US when UIGEA was passed, many card providers stopped taking casino payments. The process is still improving, even with states like Pennsylvania legalizing online casinos.
What are the withdrawal and deposit transfer times when using Visa?
- At the best Visa casinos, you can deposit funds instantly with your card. Withdrawals generally take around 3-5 business days to process.
How secure is Visa?
- Visa uses the latest SSL encryption to protect online transactions. Visa also has insurance so that gamblers will be reimbursed if their online payments are hacked.
What is Visa's customer support information?
- You can contact a Visa call center by toll-free phone at 1-800-847-2911, email or live chat. Support is available 24 hours a day. Visit their website for more information.