Mastercard Casinos Pennsylvania

Last Updated: 01/04/2021

Although a growing number of online Pennsylvania casinos indicate that they allow casino players to use their Mastercard to fund their casino accounts, bank approval rates for Mastercard casino payments can still be low through no fault of the casino sites. Some financial institutions still flag gambling transactions, making for a frustrating experience. Until success rates are higher, though, it’s best to have solid alternative banking options at your disposal. That's why our team has researched a range of them in the event your Mastercard is declined. At, we only recommend the very best online casinos, including those that accept Mastercard. So, open a casino account, make a deposit and claim a great welcome bonus where you can earn real money.

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How We Picked the Best Mastercard Casinos in PA

It's still possible to find legal, licensed and regulated casinos accepting Mastercard in Pennsylvania. Here's what we look for when we rate and review online and mobile PA casinos:

Fast & Reliable Payments: Deposits at Mastercard casinos should be quick and free of charges from the casino.

Good Range of Mastercard Alternatives: Top Mastercard casinos will permit use of a selection of alternative banking methods. Typically, good PA casinos will let you use a reloadable prepaid card such as Play+, an e-wallet such as PayPal or Neteller, or direct bank transfer instead of traditional credit cards as a payment option. Many will offer PayNearMe, which allows you to make deposits in person with cash at participating 7-Elevens, CVS pharmacies and Family Dollar stores and fund your account with that voucher.

Excellent Customer Support: Good customer support is vital in case you run into trouble. You should be able to access live chat 24/7 or a toll-free phone line in case of emergencies.

The Best Real Money Promotions: Whether you are using a credit card or prepaid Mastercard, casino bonuses give you the chance to earn free cash. We check every casino to see if their welcome bonuses and VIP programs are worth the effort.

Superb Range of Slots & Games: Online casinos that take Mastercard must spread a healthy selection of online slots and casino games. You should be able to access the biggest and best progressives or transfer $10 from your Mastercard and play the penny slots.

What is Mastercard?

Mastercard is one of the world's leading card payment providers and has been in operation for more than half a century. With Mastercard's leading card technology, customers enjoy safe and smart banking for online and in-store payments. Mastercard has also been one of the most popular cards in the US for online gambling transactions.

However, the effects of UIGEA since 2006 have been felt across the country. Mastercard-issuing banks such as Bank of America and Commerce Bank still aren’t consistently approving online casino transactions. Even in regulated states like Pennsylvania, it can be hard for casino players to use Mastercard, even at the best online casinos. However, when the transactions do go through, they are fast, and players can use their debit card to transfer cash from their bank account into a casino account or use a credit card and pay the balance later.

Types of Mastercards Available for Casino Payments

Casinos that accept Mastercard offer a range of payment methods. Let's explore the types of Mastercards and how they work.

Mastercard Credit Card

Used for: Deposits only

Secured credit cards are available from providers such as Capital One and Green Dot. There are no annual fees, and you can often enjoy a low fixed interest rate depending on your credit score. Cash bonuses and cash back are also offered on some Mastercard cards.

You can usually deposit as little as $10-$20 with a Mastercard credit card. Deposits are instant but be prepared for a charge of around 2.5-3% for using the card.

Mastercard Debit Card

Used for: Deposits only

With a Mastercard chip card, you can move funds direct from your bank checking account. Debit card deposits are instant but you won't be able to make a withdrawal with this method.

Mastercard Prepaid Card

Used for: Deposits and withdrawals

We recommend signing up to a top prepaid Mastercard casino like Hollywood casino. Prepaid cards such as Play+ were created for just this purpose and make funding your casino account a breeze. They are also reloadable with your Mastercard, making for an easy way to bypass the pain of a declined Mastercard transaction but still use your card.

With some prepaid Mastercards, you can withdraw your winnings from your casino account at participating ATMs. Not all providers allow for it, so be sure to check ahead of time to avoid surprises.

Mastercard Prepaid Gift Card

Used for: Deposits only

Mastercard gift cards aren't accepted as a payment option at all PA casinos, but they are a good alternative to credit cards. You purchase a gift card loaded with a set amount of cash, then use the one-time card number to transfer funds.

How to Deposit at Online Casinos Using Mastercard

Making a real cash deposit at Mastercard casinos is quick and easy. Here's our step-by-step guide.

1. Register your card

The best Mastercard casinos make it easy to deposit into your account. Often you can save your card details in your casino account for easy access later. The card needs to be in the user’s name and the billing address on the card typically needs to match the address on the casino account or it may get flagged.

Remember that you may have to verify your ID when making a first Mastercard deposit. This involves sending a copy of your passport, government-issued ID and utility bill in order to complete the transaction.

2. Enter your Mastercard Number

In the casino cashier, enter your Mastercard number, expiration date and 3-digit security code (CVV number) from the back. Mastercard also provides an added level of encryption called SecureCode. This is an extra password or number you can enter when making casino deposits online. Contact your card provider to set up your own personal SecureCode.

3. Enter the deposit amount

Next, enter the amount you want to deposit. Most online casinos that accept Mastercard allow deposits from as little as $10-$20. Click on the Submit button and wait for confirmation of your payment. Credit card and prepaid Mastercard casino deposits just take a few seconds to process.

4. Funding a prepaid Mastercard

You can also use your Mastercard to pay cash into a prepaid card. Most PA Mastercard casinos accept payments with Play+. Play+ is a prepaid card which you load up with funds direct from your credit or debit card. You can then safely transfer cash into your gambling account.

Benefits of Using a Mastercard at Online Casinos

World-Leading Online Security: Mastercard uses some of the best online encryption tools to protect payments. Once a payment has left your card, it's encrypted to avoid hackers.

Rewards and Cash Back: Many Mastercard brands offer benefits and rewards to customers. With high credit limits, you can access exclusive offers, special promotions and VIP invites to worldwide events.

Instant Deposits Every Time: At online casinos that accept Mastercard, it only takes few seconds to make a deposit. Card transactions only take a few seconds and there aren't days to wait for your money to start playing casino games.

Broad Range of Limits: Minimum deposit limits can be low at online casinos that take Mastercard. You can often deposit just $20 to get playing. VIPs are also catered for with upper limits of around $10,000-$25,000 a day.

Low Fees for Debit Cards: Casinos will rarely charge you to use your Mastercard. And in many cases, it's free to use your Mastercard debit card too. You will have to pay a cash advance fee to use a Mastercard credit card, however.

Potential Risks When Using Mastercard Cards at Online Casinos

There aren't a lot of pitfalls with Mastercard casinos. But it's important to know the risks when using your US Mastercard for online gambling.

Declined Online Payments: In 2020, only a few US banks will approve Mastercard transactions for online gambling. Unfortunately, many US banks still treat online casino betting as an illegal activity. In Pennsylvania, that's simply not the case, but many card providers have yet to catch up. Currently there is around a 30-50% acceptance rate for Mastercard payments at gambling sites.

Charges and Fees: Mastercard credit cards will usually come with a charge added. When you make a credit card deposit, you will incur a fee of 2.5%-3% on the total amount. That is in addition to any interest rate payments you may have to make.

Withdrawal Availability: On this page you will find lots of casinos accepting Mastercard deposits. It's harder to find sites that accept Mastercard withdrawals. So, it's good to have a backup option for cashing out. We recommend applying for a Play+ prepaid card. You can load your prepaid card with a Mastercard first. Then, transfer cash back to your physical Play+ card and withdraw your winnings at a participating ATM.

How to Choose the Best Mastercard Casinos

At, we only rate and recommend the very best online casinos that accept Mastercard. All of our selected casinos are properly licensed and come packed with amazing games and slots.

A legal PA casino is only as good as its payment options, though. All of our top-rated rooms allow quick Mastercard deposits so you can get playing in minutes. And where Mastercard isn't available, you will have a selection of solid alternatives such as Play+, e-wallets, PayNearMe or bank transfers.

Explore our top online and mobile casinos that accept Mastercard today. You can use your Mastercard to make a first deposit and claim a welcome bonus right away.

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Can I use Mastercard at all online casinos?

No, some PA casinos wont' accept payments by Mastercard debit and credit cards. However, you can use your Mastercard to fund an e-wallet or prepaid card such as Play+ and deposit that way.

Are there any fees using Mastercard?

Mastercard credit card deposits usually carry a cash advance fee charged by your provider. Cash advance fees can range from 2.5 to 3%.

Can I still get my casino bonus using Mastercard?

Yes. Just make a first deposit and claim your welcome bonus by entering one of our special codes.

What happens if I have insufficient funds using Mastercard?

Your deposit request will be declined by your Mastercard provider and you will have to choose an alternative payment method.

How much can I deposit per day with Mastercard?

Deposit limits can vary from casino to casino. Online casinos that take Mastercard usually let you deposit from $10-$25,000.

Can I withdraw using Mastercard cards?

No. In 2020, most legal PA casinos won't let you cash out with a Mastercard. You can use a prepaid card to withdraw instead.

Why is my Mastercard card getting rejected at online casinos?

Some banks still treat online gambling as illegal, even in regulated states such as Pennsylvania. However, more and more US banks are slowly accepting gambling payments.

What are the withdrawal and deposit transfer times when using Mastercard?

Mastercard deposits are instant, but withdrawal times may take 3-5 business days depending on the casino's processing period.

How secure is Mastercard?

Mastercard is one of the world's safest online payment methods. Mastercard utilizes the latest 256-bit encryption protocols to keep your transactions secure.

What is Mastercard's customer support information?

In the US, you can contact Mastercard via 1-800-MASTERCARD or by using the company's excellent email form at mastercard.US. You will need to provide the first 6 digits of your card number to complete the online contact form.


Michael Kates
Michael Kates
Reviewer since 08/2020
More than 30 years working in online gaming and sports journalism. I hope to explain the growing US online casino market to help those new to internet gambling have a better understanding.
Interests: Online casinos, Blackjack, Online gaming legislation